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1. W-2
forms or business tax return forms if you’re self-employed for the
last two or three years for every person signing the loan.
2. Copies of one or more months of pay stubs from
every person signing the loan.
3. Copies of two to four months of bank or credit
union statements for both checking and savings accounts.
4. Copies of personal tax forms for the last two to
three years.
5. Copies of brokerage account statements for two to
four months, as well as a list of any other major assets of value,
e.g., a boat, RV, or stocks or bonds not held in a brokerage
account.
6. Copies of your most recent 401(k) or other
retirement account statement.
7. Documentation to verify additional income, such
as child support, pension, etc.
8. Account numbers of all your credit cards and the
amounts of any outstanding balances.
9. Lender, loan number, and amount owed on other
installment loans—student loans, car loans, etc.
10. Addresses where you lived for the last five to seven years,
with names of landlords, if appropriate.
Reprinted from REALTOR® Magazine Online by
permission of the NATIONAL ASSOCIATION OF REALTORS® Copyright 2005. All rights
reserved. www.REALTOR.org/realtormag
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